Pradhan Mantri Dhan Laxmi Yojana 2024 Apply Online

Sarkar Yojana Team
4 Min Read

Pradhan Mantri Dhan Laxmi Yojana (PMDLY) is a savings scheme launched by the Government of India (प्रधानमंत्री धन लक्ष्मी योजना ) to promote financial inclusion and encourage saving habits among women in the country. The scheme was launched in October 2018 and is aimed at empowering women by providing them with a safe and secure way to save money and earn interest on their savings.

Under this scheme, women can open a savings account with any participating bank or post office and deposit their savings. The account can be opened with zero balance, and the account holder can deposit a maximum of Rs. 1.5 lakh per annum. The account can be opened by any woman who is above the age of 18 and does not have any other account in her name.

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Pradhan Mantri Dhan Laxmi Yojana

Yojana NamePradhan Mantri Dhan Laxmi Scheme
Launched ByPrime Minister Narendra Modi
Organization NameMinistry of Women and Child Development of India
Scheme Available ForPAN India
Benefits of This SchemeEligible Women
Official website

What is Pradhan Mantri Dhan Laxmi Yojana?

The PMDLY scheme offers an interest rate of 4% per annum on the savings, and the interest is calculated on a monthly basis. The account holder can withdraw the money from the account at any time, and there is no penalty for premature withdrawal.

To encourage more women to participate in the scheme, the government has also announced a special incentive. Women who open an account under the PMDLY scheme and make regular deposits for six months will be eligible for a loan of up to Rs. 50,000 at a low-interest rate.

Document required for PM Dhan Laxmi Yojana

  • Women should have Aadhaar card
  • mobile number
  • Voter ID
  • Ration card
  • bank account passbook
  • passport size photo
  • The age of the woman should be between 18 to 55 years.
  • PAN card

Eligibility Criteria of Dhan Laxmi Yojana

  • This benefit will be made available only to the women of India.
  • You must be 18 to 55 years old to apply.
  • You must have a bank account to avail the loan.
  • This benefit will be given only to women below the poverty line.
  • If there is any property in the name of the woman, then she cannot take advantage of this scheme.

Dhan Laxmi Yojana is completely fake scheme and no such scheme is running. But information about this scheme is being told on social media. By the way, it has not been misused so far, but as a precaution, stay away from such schemes.

FAQs : Pradhan Mantri Dhan Laxmi Yojana

What is PMDLY?

Through Pradhan Mantri Dhan Laxmi Yojana, women will be given 4% per annum interest on investment.

In today’s article told about Pradhan Mantri Dhan Laxmi Yojana. However, for information, let us tell you that no such scheme is being run by the Central Government. The information in the article is provided for help only.

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