Diseases covered under Ayushman Bharat scheme – Ayushman Bharat Yojana (ABY) has started from 25 September. It has been implemented across the country from 25 September on the birth anniversary of Pandit Deen Dayal Upadhyay. Under the Ayushman scheme, the Central Government is providing health insurance of Rs 5 lakh annually to 50 crore people of the country.
PM-JAY or ABY can prove to be a very useful step for the people of the deprived sections in the country. The government believes that a health insurance scheme up to five lakh rupees can help in removing the health problem of a large population of the country.
ABY is also called Pradhan Mantri Jan Arogya Yojana (PMJAY). This is actually a health insurance scheme for the poor people of the country.
List of Diseases covered by Ayushman Bharat Health Scheme
Ayushman Card is a must-have to avail the benefit of the Ayushman Bharat Yojana. The critical illness coverage under PM-JAY includes medical conditions such as:
- Double valve replacement
- Prostate cancer
- Coronary ABG
- Carotid angioplasty with stent
- Anterior spine fixation
- Pulmonary valve replacement
- Skull base surgery
- Laryngopharyngectomy
- Tissue expander for disfigurement in case of burns
Including the disease list covered under the Ayushman Bharat Scheme, package information, and cost:
| S. No. | Name of the Condition | Number of Package |
| 1 | Burn Management | 12 |
| 2 | Cardiology | 39 |
| 3 | Cardiology Thoracic & Vascular Surgery | 92 |
| 4 | ICU for less than 12 hours | 4 |
| 5 | General Medicine | 72 |
| 6 | General Surgery | 253 |
| 7 | Interventional Neuroradiology | 15 |
| 8 | Urology | 161 |
| 9 | Mental Disorders | 17 |
| 10 | Neonatal Care | 10 |
| 11 | Neurosurgery | 83 |
| 12 | Obstetric & Gynaecology | 79 |
| 13 | Ophthalmology | 42 |
| 14 | Oral & Maxillofacial Surgery | 9 |
| 15 | Orthopaedics | 101 |
| 16 | Otorhinolaryngology | 94 |
| 17 | Paediatric Medical Management | 102 |
| 18 | Paediatric Surgery | 34 |
| 19 | Plastic & Reconstructive Surgery | 9 |
| 20 | Polytrauma | 12 |
| 21 | Radiation Oncology | 14 |
| 22 | Surgical Oncology | 48 |
| 23 | Medical Oncology | 52 |
| 24 | Paediatric Cancer | 38 |
| 25 | Unspecified Surgical Package | 1 |
Key Points Of Ayushman Bharat Yojana
- Under Ayushman Bharat Yojana (ABY), health insurance of up to Rs 5 lakh per family is available every year.
- Chronic diseases are also covered in Modicare.
- Pre and post hospitalization expenses are also being covered in case of any illness
- In case of any illness, all medical examinations/operations/treatments etc. are covered under PM-JAY.
Ayushman bharat scheme benefits
- 10.74 crore families of the country can take advantage of PM-JAY.
- These families have been identified as poor and deprived of facilities.
- Socio-economic caste census data has been used to take advantage of Ayushman Bharat Yojana (ABY).
- No family size or age limit has been fixed to take advantage of PM-JAY.
How to take advantage of Ayushman Bharat Yojana
Any hospital included in the empaneled health insurance is being treated without paying (cashless) in ABY. Under the scheme, private hospitals that meet the criteria are placed in the online panel. Treatment can be done in any hospital in the country. NITI Aayog has developed an IT framework for cashless or paperless treatment for Ayushman Bharat Scheme (ABY).
Where will the amount spent on ABY come from?
- The cost of Ayushman Bharat Yojana (ABY) is being shared by the state and central governments.
- State’s share is necessary in ABY.
- The central government is sending money directly from the escrow account to the health agency of the state.
- The estimated cost of ABY is Rs 12 thousand crore.
After coming, people get such a serious disease, for the treatment of which lakhs of rupees are spent. Those who have money get their treatment done. But the poor remain deprived of this. For them, the Ayushman Bharat scheme was started by the central government. Through which even the poor will be able to get treatment for their most serious diseases. For this, financial assistance will be provided by the central government.
FAQs – Ayushman Bharat Covered Diseases List
Cardiology
Neurosurgery
Paediatrics
Oncology
Orthopaedics
and more the 25+ diseases
Outpatient care, dental treatments, and cosmetic surgeries does not cover in these scheme.
Individuals can enlist in the Ayushman Bharat Scheme by visiting the official website or CSC center.
Under this scheme, every family can get treatment up to Rs 5 lakh. For this you must have Ayushman Bharat Card.
The question comes in the mind of people that which diseases will be treated under this. All the residents of the country can take advantage of this scheme.
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